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The Credit Xpert suite of products allow you to simulate the effect certain actions will have on the borrowers credit scores. By simulating paying down balances, deleting erroneous information or opening new lines of credit, you will be able to advise your borrowers on the proper actions to take to potentially increase their credit scores.

Credit Radar™

Data Facts was one of the first to offer this effective tool. Credit Radar is a new cover page to your mortgage credit report. Credit Radar allows you to instantly size up your loan applicants and spot any critical issues - all without digging through the actual credit report. Credit Radar combines revolutionary credit intelligence and industry best practices into a simple, elegant page that is delivered automatically with every credit report.

Mid-Score Forecast: For the first time ever, you get a forecast of the mid-score for each applicant in 30 days so you know if there may be any problems at closing or if more options will be available soon.

Mid-Score Risk: Lets you know if nominal increases in revolving balance will put the mid-score at risk of dropping.

Key Indicators: Tells you if there is something that requires your attention or not.

Fast & Automatic: Since it's a cover page, it gets delivered with your credit reports every time. There are no additional logins or clicks.

Click here for a sample of Credit Radar

CreditXpert Credit Assure™

Credit Assure is the first service that automatically scans credit files for opportunities to raise credit scores based on accuracy or credit management updates. Intelligent, automatic and easy, Credit Assure inspects every file so you don't have to. Credit Assure alerts you to opportunities you might have overlooked, allows you to approve more applicants, make better offers and close more loans.

Click here to view a sample report with Credit Assure

CreditXpert Essentials™

CrediXpert Essentials identifies the best combination of actions (such as paying down debt and opening accounts) to maximize your applicant's score. Credit Essentials shows your the most cost effective, specific score increases or the maximum score increase available for a given amount of cash.

Click here to view a CreditXpert Essentials sample report

CreditXpert What-If Simulator™

The What-If Simulator allows users to simulate the results of actions before taking them, so they can understand and test the impact that actions will have on credit scores. Users select pre-defined scenarios (such as increasing or decreasing balances, opening or closing accounts, transferring balances, etc.) or customize a scenario to experiment on specific accounts. By exploring scenarios, consumers can learn if the actions are good or bad for their credit.

Click here to view a CreditXpert What-If Simulator sample report

CreditXpert Detective™

The CreditXpert Detective program is like Essentials except it tells you how to get your score increased without using any borrower funds ($) by uncovering potential errors on the credit report. These tools help you establish customer trust and confidence, giving you the competitive advantage.

Click here to view a CreditXpert Detective sample report

View our Webinar Schedule to sign up for the next CreditXpert webinar.

Want more information? Contact us

*Pricing is based on volume and a number of other factors. Please contact Sales at 901.685.7599 or mtginfo@datafacts.com to get a quote for your specific needs.

Close MORE, Close FASTER and Close EASIER!

"The CreditXpert tools offered by Data Facts are very helpful in qualifying my "borderline" customers. Not only is the system accurate, but it is easy to use. I run CreditXpert and get an immediate answer, which saves a lot of time."

David, Mortgage Executive