MCMF Study Guide Blog

Financial Superstitions

Posted by jenniferhamby

Sep 13, 2013 7:45:36 AM

Today, on Friday the 13th people everywhere are avoiding black cats, walking under ladders, throwing salt over their shoulder and knocking on wood.

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Protecting Your Identity While On Vacation

Posted by jenniferhamby

Jul 23, 2013 5:16:48 AM

Vacations are meant to be a time for you to relax and to enjoy yourself. It's likely that the last thing on your mind when you're vacationing is becoming the victim of theft. However, vacation time is also when identity thieves are at their busiest.

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How To Protect Your Identity After a Natural Disaster

Posted by jenniferhamby

May 21, 2013 9:19:52 AM

After a natural disaster, you may not see identity theft as a primary concern, -but evacuations and a lack of home security can put your sensitive information at risk. Learn what can make you vulnerable and what measures you can take to protect yourself and your family after a disaster hits close to home.

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Credit Scores Continue to Be Misunderstood

Posted by jenniferhamby

May 14, 2013 7:48:17 AM

Key factors about credit scores continue to be widely misunderstood, and the misconceptions are potentially costing consumers tens of thousands of dollars, according to a conference held today by the Consumer Federation of America and VantageScore Solutions, a FICO competitor.

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Yikes! I have a Judgment on My Credit Report!!

Posted by jenniferhamby

May 10, 2013 8:40:12 AM

A judgment is a decision by a court describing the outcome of a lawsuit. Any amounts owed will be described in the judgment. With a judgment the creditor often has the ability to go after wages, bank accounts or other property to collect the judgment, depending on state law.

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The Road To Improving Your Credit

Posted by jenniferhamby

Mar 27, 2013 6:06:14 AM

Among the realities of modern life is that most of us, at some point, will need to borrow money. Even if all you do is borrow to buy a home, you will still need good credit when the time comes.

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Strategies to Help You Erase Debt in 2013

Posted by jenniferhamby

Mar 25, 2013 4:58:42 AM

if you are like most you started the year off with a list of "Resolutions". You probably started the year by saying to yourself "This will be the year I finally erase all my debt." But now that spring is already here, how have you done with sticking with your financial resolutions? With almost 88% of all New Year’s Resolutions failing, sticking to your budget may be harder than you think. The reason? Our brain is wired to do the same thing year in, and year out, therefore making it very hard to actually change the behaviors that got you into debt.

Here are some Tips to help you understand your debt behaviors, as well as tools to help you combat the temptations of spending.

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Understanding Your Credit Report: Taking a Close Look at Each Component

Posted by jenniferhamby

Mar 20, 2013 5:17:45 AM

You are ready to tackle your bad credit and you want to increase your credit score so you just ordered your credit report. But, if you are like most people, you have a hard time understanding what your credit report means let alone interpreting all of the information it contains.

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A Tribute: The 7 Habits of Highly Effective People

Posted by jenniferhamby

Jul 17, 2012 6:30:35 AM

Stephen Covey's Book, The 7 Habits of Highly Effective People was deemed one of the 25 most influential business books by Time Magazine. It seems everyone I know has read it, and it is one of those business books, that simply makes sense.

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4 Reasons to Monitor Your Credit Report Annually

Posted by jenniferhamby

Jul 16, 2012 9:19:12 AM

In a tough economy people will do what they can to make ends meet, even if it’s illegal. Unfortunately this has sent identity theft skyrocketing in recent years. This makes it more important than ever to protect your most important financial asset, your credit history. Identity thieves can destroy your credit history leaving your life in shambles. Credit monitoring services promise to help prevent identity theft and may even provide insurance in the event that your identity is stolen.

#1: Prevent Identity Theft

When you use a credit monitoring service you will be updated immediately when changes are made to your credit report. This can help you to stay one step ahead of any potential identity thieves. The sooner you discover that your identity has been stolen the better your chances will be to prevent serious damage to your credit report and credit score. Only a credit report monitoring service can help you detect any fraudulent activity on your credit report as soon as it happens.

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