Your first-time homebuyers are at the very beginning of a life-changing experience, and you want to make sure it’s life-changing in all the right ways. Of course, sometimes that’s easier said than done, but with the right level of empathy and expertise, you can help your borrowers feel comfortable on this often-daunting journey. Here are some great quotes about homeownership that you can share with your first-time homebuyers:
“Twenty years from now, you will be more disappointed by the things you didn’t do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover.” — Mark Twain
A 30-year mortgage is a huge commitment in anybody’s life, so there’s no question about the level of risk involved. However, sometimes you need to jump out of your comfort zone- you’ll be happy you did.
“There is no easy walk to freedom anywhere, and many of us will have to pass through the valley of the shadow of death again and again before we reach the mountaintop of our desires.” — Nelson Mandela
There are almost always roadblocks on the path to any destination- maybe you were denied financing due to poor credit. Obstructions like this are not the end of the world. In fact, they can create learning experiences that can shape you into a more responsible credit user, and eventually get the loan terms you’ve always wanted.
Debt certainly isn’t always a bad thing. A mortgage can help you afford a home.” – Jean Chatzky
Sometimes we lose sight of the positives, especially on the homebuying journey. Not only does the reward of owning a home make it worthwhile, but making payments responsibly can positively impact your credit habits and your credit score.
“In order to say yes to your priorities, you have to be willing to say no to something else.” - Anonymous
Searching for your dream home can be a little frustrating, especially when you’re on a budget. As a first-time homebuyer, you have to be disciplined enough to make sacrifices in some areas if you’re over budget. For instance, in order to have a bedroom on the main floor, you might have to say no to having a state-of-the-art kitchen. A kitchen can be renovated further down the line, while the location of a bedroom cannot.
“Screw it, let’s do it!” — Richard Branson
We had to throw this one in. Richard Branson didn’t become successful by waiting for his turn. If the right home presents itself, just go for it!