In light of the Equifax security breach, consumers are concerned about their credit report. Advice is everywhere on how to handle this issue. Regardless of whether or not you decide to freeze your credit, you need to CHECK YOUR CREDIT REPORT!
So, what do we mean by that? What are you supposed to be checking?
As a leading mortgage lending services provider, here are our suggestions:
While pulling your credit report at least once a year is very good advice, a person needs to know what to look for when reviewing their information.
You can actually check your credit 3 times a year at no charge.
Goto www.annualcreditreport.com which is a website sponsored by the three credit bureaus. You can pull one bureau once a year for free. Simply enter your information and order a one-bureau credit file.
Start with these tips to make certain you understand the information on your credit report: