Data Facts Lending Solutions Blog

Credit Scores: Small Mistakes that Spell Big Trouble

Posted by datafactssolutions

Mar 26, 2012 9:03:00 AM

Most people are aware of the big actions that can cause your credit score to take a tumble: filing bankruptcy, having an account sent to collections,or being foreclosed upon. However, these are not the only actions that can decrease your credit score. Here are some other mistakes a consumer can make with their credit. While not ‘major offenders’, these 5 missteps can still prohibit you from joining the credit elite.

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Topics: Data Facts blog, wordpress blog, Data Facts, Credit Score, Improve Credit Score, credit cards, credit history

Things You Need To Know About Harp 2.0

Posted by datafactssolutions

Feb 21, 2012 8:40:00 AM

Millions of homeowners are underwater on their mortgages, owing more than their homes are worth. This year HARP (Home Affordable Refinance Program) has been re-vamped to allow more homeowners to refinance their mortgages.

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Topics: Data Facts blog, wordpress blog, Data Facts, Mortgage, AVM's, HARP 2.0, Automated Valuation Model

Identity Theft: The Newest Open Door to Thieves

Posted by datafactssolutions

Jan 19, 2012 1:01:00 PM

ID theft continues to be a rampant and expensive crime in the U.S. Purse-snatching, dumpster diving, and mail stealing are all ways that criminals steal your identity. These thieves can then use your credit cards, social security number, and other personal information to rack up charges, open new accounts, and even apply for jobs!

Identity theft and ways to combat it have been topics of many tv and printed articles. You have probably viewed or read some of these tips and even implemented a few of them into your habits. So you are protected, right?

Uh, probably not.

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Topics: Identity theft 2012, Identity theft, wordpress blog, Data Facts, Strong password, Password protection

The Truth About Closing Credit Cards

Posted by datafactssolutions

Nov 17, 2011 12:35:00 PM

If you have read anything about how to get and keep a high credit score, you have probably seen this advice: never close your credit cards. This advice is true and good. Sort of.

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Topics: wordpress blog, Credit Score, Improve Credit Score, credit cards, credit history, FICO

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