- Background Screening
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- Why Data Facts
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We update our data regularly so you have a clear, accurate picture of a company’s financial standing.
Uniform decision-making processes are relevant and fair across the board.
The ROI on identifying high-risk clients BEFORE extending them credit is high.
The most robust of all of Experian’s business credit reports, Premier Profile provides a comprehensive view of a business’s financial obligations as well as fraud screening, credit limit recommendations, more background information, and other data. This comprehensive business report is designed to help facilitate better decision-making.
This report provides a current, objective picture of how a business handles its financial obligations, including detailed trade, public record, collection, and background information — a complete commercial credit report on over 27 million businesses worldwide.
Expedite the credit decision process with predictive credit risk scoring. As the strongest commercial risk model to date, this all-industry product uses business information for blended business and consumer information to predict the likelihood of delinquency within 12 months.
A low cost, summary report designed to help you make sound decisions on questionable smaller accounts. This report is frequently used to help verify whether a business is active and/or legitimate. Its credit summary allows users to make quick assessments on low-balance account transactions.
Business Owner Profile
This credit profile on a business owner provides a comprehensive look into the owner’s financial status.
Implement Experian’s Intelliscore models in batch mode to assess the risk of your entire portfolio as well as each individual account. Receive an objective, statistically accurate, third-party evaluation of your accounts receivable portfolio by utilizing Experian's Intelliscore Plus model. By more fully understanding the inherent risk levels of a portfolio, you will be able to set more accurate sales and credit guidelines.
Proactively monitor your business-to-business credit portfolio and view changes to your customers' credit profiles. Manage risk better, effectively allocate resources, improve cash flow and develop stronger customer relationships for greater profitability. Manage your credit portfolios before they manage you. Establishing proven portfolio management practices is critical for every company, especially those that depend on more vulnerable small businesses, where financial resources often are limited.
Account Monitoring Service offers a comprehensive monitoring system to meet your needs for expanded triggering capabilities, enhanced filtering, greater flexibility, ease of use and more. Key to Account Monitoring Service is its comprehensive trigger set, which informs you of significant negative and positive events in your customers' credit profiles. This allows you to indicate future risk and signal up-sell and cross-sell opportunities.
- Score changes
- Payment behavior changes
- Public record filings, including bankruptcy, liens and judgments
- Collection filings
- Changes in key payment ratios
- Delinquent accounts
Technology | BusinessIQ for Intelligent Decisions
BusinessIQ provides credit professionals with an integrated, easy-to-use, web-based interface to Experian information, including analysis and decisioning tools designed to maximize the benefits of the information across the lifecycle of your customers. The platform is organized into the following modules:
Accelerate your research and quickly pull credit reports & scores. Find the business you need to pull a report and make a credit decision, while proactively monitoring the health of your entire portfolio.
Set up a credit policy and receive consistent credit decisions. Also provided are recommended credit limits.
Check for alerts on your monitored accounts under the alerts tab. Triggers will be delivered back to you based on your threshold settings.
Portfolio Analysis is made up of 6 sections: Summary & Performance, Risk & Aging, Concentration, Trends, Exposure, and Collections.
Why our Customers Love Us
The Data Facts team’s high level of expertise in the industry is one of the reasons we chose to use them as our screening provider. They ensure that we receive accurate reports every time, and that those reports are timely. Even during COVID-19, their team was able to find ways around closed courts to get us the information necessary, so we didn’t have to stop hiring. They are innovative in their approach and always listen to what is important to us. Their products, service, and partnership to ensure we remain compliant under the law is what sets them apart.
Discover the Data Facts Difference
There are many reasons why organizations all over the world trust their business to Data Facts. Our U.S.-based, experienced staff, robust platform, platinum service, and powerful integration network are just a few of the ways we go above and beyond to partner with you.